/* ==========================================================================
   Medicare landing page — ported from "Medicare Landing Page v3.dc.html"
   Values (colors, radii, shadows, clamp() ramps) are carried over verbatim
   from the design file so the rendered output matches it.
   ========================================================================== */

:root {
  /* Navy ramp */
  --navy-900: #06214A;
  --navy-800: #082744;
  --navy-700: #0B3B72;
  --navy-600: #12518F;
  --navy-500: #14498A;
  --navy-400: #1A63A8;
  --blue-400: #2E7BD4;

  /* Text */
  --ink: #24445F;
  --ink-strong: #2C4A63;
  --ink-mid: #2C5478;
  --ink-soft: #365D80;
  --ink-muted: #47637E;
  --ink-faint: #5A7590;
  --link: #12628A;

  /* Green accent */
  --green-400: #4CE58C;
  --green-500: #38D07A;
  --green-600: #24BC69;
  --green-700: #1C8B57;
  --green-50: #E4F7EC;
  --green-100: #C6F0DA;
  --green-200: #A9E8C6;

  /* Surfaces & borders */
  --surface-field: #F5FAFE;
  --surface-consent: #F1F6FB;
  --border-field: #CBDCEC;
  --border-consent: #DCE7F2;
  --border-ghost: #C4D5E6;
  --border-footer: #1C4166;
  --error: #A2361A;

  /* Type */
  --font-display: 'Outfit', system-ui, sans-serif;
  --font-body: 'Source Sans 3', system-ui, sans-serif;
  --font-mono: 'IBM Plex Mono', ui-monospace, monospace;

  /* Rhythm */
  --gutter: clamp(14px, 3.5vw, 44px);
  --max-w: 1340px;

  --ease-out: cubic-bezier(.22, .85, .28, 1);
  --ease-card: cubic-bezier(.22, .8, .25, 1);
}

/* ── Base ─────────────────────────────────────────────────────────────── */

* { box-sizing: border-box; }

html, body {
  margin: 0;
  padding: 0;
  background: #dceaf8;
}

body {
  font-family: var(--font-body);
  color: var(--ink);
  font-size: 18px;
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}

a {
  color: var(--link);
  text-decoration: underline;
  text-underline-offset: 2px;
}
a:hover { color: var(--navy-700); }

input, select, button, textarea { font: inherit; }

img { max-width: 100%; }

[hidden] { display: none !important; }

:focus-visible {
  outline: 3px solid var(--navy-700);
  outline-offset: 2px;
}

.skip-link {
  position: absolute;
  left: -9999px;
  top: 8px;
  z-index: 60;
  background: var(--navy-700);
  color: #fff;
  padding: 10px 16px;
  border-radius: 8px;
  text-decoration: none;
}
.skip-link:focus {
  left: 12px;
  color: #fff;
}

/* ── Page shell ───────────────────────────────────────────────────────── */

.page {
  position: relative;
  overflow-x: clip;
  background:
    radial-gradient(1100px 620px at 78% -6%, #bfe6f7 0%, rgba(191, 230, 247, 0) 62%),
    radial-gradient(900px 560px at 8% 4%, #cfe0f7 0%, rgba(207, 224, 247, 0) 60%),
    linear-gradient(180deg, #d5e6f7 0%, #e7f1fa 20%, #f4f9fd 44%, #ffffff 66%);
}

.grid-overlay {
  position: absolute;
  inset: 0;
  pointer-events: none;
  background-image:
    linear-gradient(rgba(11, 59, 114, .045) 1px, transparent 1px),
    linear-gradient(90deg, rgba(11, 59, 114, .045) 1px, transparent 1px);
  background-size: 68px 68px;
  -webkit-mask-image: linear-gradient(180deg, rgba(0, 0, 0, .55), transparent 780px);
  mask-image: linear-gradient(180deg, rgba(0, 0, 0, .55), transparent 780px);
}

.page-inner { position: relative; }

.container {
  max-width: var(--max-w);
  margin: 0 auto;
}

.section { padding-inline: var(--gutter); }

/* ── Shared bits ──────────────────────────────────────────────────────── */

.arrow-circle {
  width: 40px;
  height: 40px;
  border-radius: 999px;
  display: grid;
  place-items: center;
  flex: none;
}
.arrow-circle--green {
  background: linear-gradient(150deg, var(--green-400), var(--green-600));
}
.arrow-circle--lg { width: 42px; height: 42px; }
.arrow-circle--sm { width: 36px; height: 36px; }
.arrow-circle--navy {
  width: 48px;
  height: 48px;
  background: var(--navy-900);
}

.eyebrow {
  display: inline-block;
  background: linear-gradient(140deg, var(--green-400), var(--green-600));
  color: var(--navy-900);
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 14px;
  letter-spacing: .08em;
  padding: 8px 18px;
  border-radius: 999px;
  margin-bottom: 18px;
}
.eyebrow--sm {
  font-size: 13.5px;
  padding: 8px 16px;
}

.h2 {
  margin: 0 0 18px;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: clamp(28px, 3.2vw, 44px);
  line-height: 1.05;
  letter-spacing: -.032em;
  color: var(--navy-900);
  text-wrap: balance;
}

.mono-label {
  margin: 0 0 6px;
  font-family: var(--font-mono);
  font-size: 12px;
  letter-spacing: .06em;
  color: var(--link);
}
.mono-label--light { color: #8FBDE9; }

.section-note {
  margin: 22px 0 0;
  font-size: 15px;
  color: var(--ink-muted);
}
.section-note--lg { margin-top: 40px; }

/* Navy pill button */
.btn {
  display: inline-flex;
  align-items: center;
  text-decoration: none;
}

.btn--navy {
  gap: 14px;
  background: linear-gradient(140deg, var(--navy-600), var(--navy-900));
  color: #fff;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 18px;
  padding: 8px 10px 8px 28px;
  border-radius: 999px;
  min-height: 60px;
  box-shadow: 0 24px 44px -24px rgba(6, 33, 74, .95);
  transition: transform .3s var(--ease-out), filter .3s ease, box-shadow .3s ease;
}
.btn--navy:hover {
  color: #fff;
  filter: brightness(1.12);
  transform: translateY(-2px);
}
.btn--navy-sm {
  padding-left: 26px;
  min-height: 58px;
  box-shadow: 0 22px 40px -24px rgba(6, 33, 74, .95);
}

.btn--white {
  gap: 12px;
  background: #fff;
  color: var(--navy-900);
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 17px;
  padding: 8px 8px 8px 20px;
  border-radius: 999px;
  min-height: 52px;
  transition: filter .3s ease;
}
.btn--white:hover { color: var(--navy-900); filter: brightness(.96); }
.btn--white-lg {
  gap: 14px;
  font-size: 18px;
  padding: 8px 8px 8px 24px;
  min-height: 58px;
  margin-bottom: 24px;
}
.btn--white__stack {
  display: flex;
  flex-direction: column;
  line-height: 1.15;
}
.btn--white__tty {
  font-size: 13px;
  color: var(--ink-muted);
  font-weight: 400;
}

.btn-ghost {
  min-height: 50px;
  padding: 0 22px;
  border: 1.5px solid var(--border-ghost);
  border-radius: 999px;
  background: #fff;
  color: var(--navy-700);
  font-weight: 600;
  cursor: pointer;
  transition: border-color .25s ease;
}
.btn-ghost:hover { border-color: var(--navy-700); }

/* ── Top bar ──────────────────────────────────────────────────────────── */

.topbar {
  background: linear-gradient(90deg, #06214A, #0B3B72 55%, #12518F);
  color: #E7F0FA;
  padding: 9px var(--gutter);
  display: flex;
  flex-wrap: wrap;
  gap: 6px 22px;
  align-items: baseline;
  justify-content: space-between;
  font-size: 16px;
}
.topbar__contact {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  gap: 4px 14px;
}
.topbar__phone {
  color: #fff;
  font-weight: 700;
  text-decoration: none;
}
.topbar__phone:hover { color: #fff; }
.topbar__tty { color: #fff; }
.topbar__hours { color: #BFD5EC; font-size: 15px; }

/* ── Header ───────────────────────────────────────────────────────────── */

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  padding: 14px var(--gutter);
}

.nav-pill {
  max-width: var(--max-w);
  margin: 0 auto;
  display: flex;
  flex-wrap: wrap;
  gap: 12px 24px;
  align-items: center;
  justify-content: space-between;
  padding: 10px 12px 10px 22px;
  border-radius: 999px;
  background: rgba(255, 255, 255, .62);
  -webkit-backdrop-filter: blur(18px);
  backdrop-filter: blur(18px);
  border: 1px solid rgba(255, 255, 255, .85);
  box-shadow: 0 22px 46px -30px rgba(11, 59, 114, .75);
}

.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  color: var(--navy-700);
}
.brand__logo {
  display: block;
  height: 40px;
  width: auto;
  max-width: 100%;
}

.nav {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 10px 28px;
  font-family: var(--font-display);
  font-size: 17px;
}
.nav__link {
  text-decoration: none;
  color: var(--ink-mid);
  transition: color .25s ease;
}
.nav__link:hover { color: var(--navy-700); }

.nav__call {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  background: #fff;
  color: var(--navy-700);
  text-decoration: none;
  font-weight: 600;
  padding: 6px 6px 6px 22px;
  border-radius: 999px;
  min-height: 52px;
  box-shadow: 0 12px 28px -16px rgba(11, 59, 114, .7);
  transition: box-shadow .3s ease;
}
.nav__call:hover {
  color: var(--navy-700);
  box-shadow: 0 16px 34px -14px rgba(11, 59, 114, .8);
}
.nav__call-text {
  display: flex;
  flex-direction: column;
  line-height: 1.15;
}
.nav__call-number { font-size: 17px; white-space: nowrap; }
.nav__call-now { display: none; }
.nav__call-tty {
  font-size: 13px;
  color: #567;
  font-weight: 400;
}

/* ── Hero ─────────────────────────────────────────────────────────────── */

.section--hero {
  padding-top: clamp(16px, 2vw, 28px);
  padding-bottom: clamp(28px, 3.5vw, 52px);
}

.hero {
  max-width: var(--max-w);
  margin: 0 auto;
  position: relative;
  border-radius: 44px;
  overflow: hidden;
  background: linear-gradient(120deg, #f4f9fd 0%, #eaf3fc 46%, #dcecfa 62%, #cfe4fa 100%);
  border: 1px solid rgba(255, 255, 255, .9);
  box-shadow: 0 50px 100px -56px rgba(11, 59, 114, .85);
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
}

.hero__copy {
  min-width: 0;
  position: relative;
  z-index: 2;
  padding: clamp(30px, 4vw, 66px) clamp(22px, 3vw, 26px) clamp(30px, 4vw, 58px) clamp(24px, 4vw, 64px);
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.hero__headline {
  margin: 22px 0 20px;
  font-family: var(--font-display);
  font-weight: 500;
  font-size: clamp(38px, 4.4vw, 62px);
  line-height: 1.03;
  letter-spacing: -.035em;
  color: var(--navy-900);
  max-width: 15em;
  text-wrap: balance;
}

.hero__lede {
  margin: 0 0 30px;
  font-size: clamp(17px, 1.15vw, 19px);
  color: var(--ink-soft);
  max-width: 30em;
  text-wrap: pretty;
}
.hero__lede strong {
  color: var(--navy-700);
  font-weight: 700;
}

.hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  align-items: center;
  margin-bottom: 30px;
}

.hero__callout {
  display: inline-flex;
  flex-direction: column;
  text-decoration: none;
  color: var(--navy-700);
  font-family: var(--font-display);
  padding: 10px 4px;
}
.hero__callout:hover { color: var(--navy-700); }
.hero__callout-number { font-weight: 600; font-size: 19px; }
.hero__callout-meta {
  font-size: 15px;
  color: var(--ink-muted);
  font-family: var(--font-body);
}

.hero__chips {
  display: flex;
  flex-wrap: wrap;
  gap: 10px 12px;
}
.chip {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  background: rgba(255, 255, 255, .9);
  border: 1px solid rgba(255, 255, 255, .95);
  border-radius: 999px;
  padding: 9px 18px 9px 12px;
  font-family: var(--font-display);
  font-size: 15.5px;
  color: var(--navy-700);
  box-shadow: 0 14px 30px -22px rgba(11, 59, 114, .9);
}
.chip__tick {
  width: 22px;
  height: 22px;
  border-radius: 999px;
  background: var(--green-50);
  display: grid;
  place-items: center;
}

.hero__disclaimer {
  margin: 26px 0 0;
  font-size: 14.5px;
  color: var(--ink-faint);
  max-width: 34em;
}

/* Hero panel (right) */
.hero__panel {
  min-width: 0;
  position: relative;
  min-height: clamp(360px, 42vw, 620px);
  background:
    radial-gradient(520px 320px at 30% 12%, rgba(120, 205, 255, .55), rgba(120, 205, 255, 0) 70%),
    linear-gradient(150deg, #2E7BD4 0%, #14498A 55%, #06214A 100%);
}

/* Aurora lives in its own clipped layer so the panel doesn't clip the
   overhanging "Real people, real answers" chip. */
.hero__aurora {
  position: absolute;
  inset: 0;
  overflow: hidden;
}
.hero__aurora-blob {
  position: absolute;
  aspect-ratio: 1;
  border-radius: 999px;
}
.hero__aurora-blob--blue {
  left: -14%;
  top: -12%;
  width: 60%;
  background: radial-gradient(closest-side, rgba(140, 215, 255, .55), rgba(140, 215, 255, 0));
  filter: blur(18px);
  animation: auroraDrift 14s ease-in-out infinite;
}
.hero__aurora-blob--green {
  right: -18%;
  bottom: -14%;
  width: 62%;
  background: radial-gradient(closest-side, rgba(76, 229, 140, .32), rgba(76, 229, 140, 0));
  filter: blur(22px);
  animation: auroraDrift 18s ease-in-out infinite reverse;
}

.hero__portrait {
  position: absolute;
  inset: 0;
  display: flex;
  align-items: flex-end;
  justify-content: center;
  overflow: hidden;
}
.hero__portrait img {
  display: block;
  width: auto;
  height: 100%;
  /* Intentional edge bleed — the portrait runs past the panel edges. */
  max-width: 108%;
  object-fit: contain;
  object-position: bottom center;
  filter: drop-shadow(0 40px 60px rgba(6, 33, 74, .4));
}

.hero__float {
  position: absolute;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: rgba(255, 255, 255, .94);
  -webkit-backdrop-filter: blur(12px);
  backdrop-filter: blur(12px);
  border-radius: 999px;
  padding: 11px 20px;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 16px;
  color: var(--navy-900);
  box-shadow: 0 22px 44px -24px rgba(6, 33, 74, .95);
}
.hero__float--left {
  left: -26px;
  top: 22%;
  animation: floatY 7s ease-in-out infinite;
}
.hero__float--right {
  right: 26px;
  bottom: 24%;
  animation: floatY 8.5s ease-in-out infinite;
}

.hero__glassbar {
  position: absolute;
  left: clamp(16px, 2vw, 28px);
  right: clamp(16px, 2vw, 28px);
  bottom: clamp(16px, 2vw, 28px);
  display: flex;
  flex-wrap: wrap;
  gap: 10px 28px;
  justify-content: space-between;
  align-items: center;
  background: rgba(6, 33, 74, .55);
  -webkit-backdrop-filter: blur(14px);
  backdrop-filter: blur(14px);
  border: 1px solid rgba(255, 255, 255, .22);
  border-radius: 24px;
  padding: 16px 22px;
}
.hero__glassbar-text {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 17px;
  color: #fff;
  line-height: 1.3;
}
.hero__glassbar-hours {
  font-family: var(--font-body);
  font-weight: 400;
  font-size: 15px;
  color: #C7DEF5;
}

/* ── Lead form ────────────────────────────────────────────────────────── */

.section--form { padding-bottom: clamp(40px, 5vw, 72px); }

.form-wrap {
  max-width: 880px;
  margin: 0 auto;
}

.form-intro {
  text-align: center;
  margin-bottom: clamp(18px, 2.2vw, 28px);
}
.form-intro .eyebrow {
  font-size: 13.5px;
  margin-bottom: 16px;
}
.form-intro .h2 { margin-bottom: 10px; }
.form-intro__lede {
  margin: 0 auto;
  color: var(--ink-muted);
  max-width: 34em;
}

.form-card {
  min-width: 0;
  position: relative;
  background: linear-gradient(165deg, rgba(255, 255, 255, .97), rgba(243, 249, 254, .97));
  border: 1px solid rgba(255, 255, 255, .95);
  border-radius: 34px;
  box-shadow: 0 44px 90px -38px rgba(11, 59, 114, .7);
  padding: clamp(22px, 2.5vw, 36px);
}

.form-card__title {
  margin: 0 0 6px;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: clamp(24px, 2.2vw, 31px);
  line-height: 1.13;
  letter-spacing: -.025em;
  color: var(--navy-900);
}
.form-card__sub {
  margin: 0 0 24px;
  color: var(--ink-muted);
  font-size: 17px;
}

.lead-form {
  display: grid;
  gap: 18px;
}
.field-row {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(148px, 1fr));
  gap: 18px;
}

.field label {
  display: block;
  font-weight: 600;
  color: var(--navy-700);
  margin-bottom: 6px;
}
.field__optional {
  font-weight: 400;
  color: var(--ink-muted);
}
.field input,
.field select {
  width: 100%;
  min-height: 56px;
  padding: 12px 16px;
  border: 1.5px solid var(--border-field);
  border-radius: 16px;
  background: var(--surface-field);
  color: var(--ink);
  transition: border-color .2s ease;
}
.field input:focus,
.field select:focus { border-color: var(--navy-700); }
.field input[aria-invalid="true"],
.field select[aria-invalid="true"] { border-color: var(--error); }

.field__error {
  margin: 6px 0 0;
  font-size: 16px;
  color: var(--error);
}

.consent {
  background: var(--surface-consent);
  border: 1px solid var(--border-consent);
  border-radius: 20px;
  padding: 16px;
}
.consent__row {
  display: flex;
  gap: 14px;
  align-items: flex-start;
}
.consent__row input[type="checkbox"] {
  width: 26px;
  height: 26px;
  flex: none;
  margin: 2px 0 0;
  accent-color: var(--navy-700);
}
.consent__text {
  font-size: 15px;
  line-height: 1.6;
  color: var(--ink-strong);
}
.consent__text strong { color: var(--navy-700); }
.consent__text--block { margin: 0 0 14px; }

.consent__entities {
  display: grid;
  gap: 10px;
  border-top: 1px solid var(--border-consent);
  padding-top: 14px;
}
.consent__entity {
  display: flex;
  gap: 12px;
  align-items: center;
}
.consent__entity input[type="checkbox"] {
  width: 26px;
  height: 26px;
  flex: none;
  accent-color: var(--navy-700);
}
.consent__entity label {
  font-size: 16px;
  color: var(--ink-strong);
}

.form-note {
  margin: 0;
  font-size: 15px;
  line-height: 1.6;
  color: var(--ink-muted);
}

.submit {
  width: 100%;
  min-height: 64px;
  border: none;
  border-radius: 999px;
  background: linear-gradient(140deg, var(--navy-600), var(--navy-900));
  color: #fff;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 21px;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 14px;
  box-shadow: 0 24px 44px -26px rgba(6, 33, 74, .9);
  transition: filter .3s ease;
}
.submit:hover:not(:disabled) { filter: brightness(1.08); }
.submit:disabled {
  background: #8FA6BC;
  cursor: not-allowed;
}
.submit[aria-busy="true"] { cursor: progress; }

.form-error {
  margin: 0;
  font-size: 16px;
  color: var(--error);
}

.trust-line {
  margin: 0;
  display: flex;
  gap: 9px;
  align-items: flex-start;
  font-size: 15px;
  color: var(--ink-muted);
}
.trust-line__icon {
  width: 15px;
  height: 12px;
  border: 2px solid var(--ink-muted);
  border-radius: 3px;
  flex: none;
  margin-top: 5px;
}

/* Thank-you state */
.thanks__tick {
  width: 58px;
  height: 58px;
  border-radius: 999px;
  background: linear-gradient(150deg, var(--green-50), var(--green-100));
  display: grid;
  place-items: center;
  margin-bottom: 18px;
}
.thanks__title {
  margin: 0 0 14px;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: clamp(24px, 2.2vw, 30px);
  line-height: 1.15;
  letter-spacing: -.02em;
  color: var(--navy-900);
}
.thanks__lede {
  margin: 0 0 22px;
  color: var(--ink-mid);
}
.thanks__steps {
  margin: 0 0 22px;
  padding-left: 22px;
  display: grid;
  gap: 10px;
  color: var(--ink-strong);
}
.thanks__now {
  margin: 0 0 18px;
  font-weight: 600;
  color: var(--navy-700);
}
.thanks__fine {
  margin: 0 0 18px;
  font-size: 15px;
  color: var(--ink-muted);
}
[data-state="thanks"]:focus { outline: none; }

/* ── Coverage ─────────────────────────────────────────────────────────── */

.section--coverage {
  padding-top: clamp(18px, 2.5vw, 34px);
  padding-bottom: clamp(48px, 6vw, 84px);
}

.coverage-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(290px, 1fr));
  gap: 22px;
  margin-bottom: 56px;
}

.cover-card {
  position: relative;
  border-radius: 30px;
  background: linear-gradient(170deg, rgba(255, 255, 255, .92), rgba(232, 242, 251, .92));
  -webkit-backdrop-filter: blur(12px);
  backdrop-filter: blur(12px);
  border: 1px solid rgba(255, 255, 255, .9);
  padding: 22px;
  box-shadow: 0 34px 60px -42px rgba(11, 59, 114, .9);
  transition: transform .4s var(--ease-card), box-shadow .4s ease;
}
.cover-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 44px 70px -40px rgba(11, 59, 114, .95);
}
.cover-card--featured {
  background: linear-gradient(160deg, var(--navy-400), var(--navy-900) 78%);
  border: 1px solid rgba(120, 180, 240, .35);
  box-shadow: 0 40px 70px -38px rgba(6, 33, 74, .95);
}
.cover-card--featured .cover-card__title { color: #fff; }
.cover-card--featured .cover-card__body { color: #D3E3F4; }

.cover-card__badge {
  position: absolute;
  z-index: 3;
  top: 20px;
  right: 20px;
  width: 48px;
  height: 48px;
  border-radius: 999px;
  background: linear-gradient(150deg, var(--green-400), var(--green-600));
  display: grid;
  place-items: center;
  box-shadow: 0 14px 26px -14px rgba(36, 188, 105, .9);
}
.cover-card__badge--white {
  background: #fff;
  box-shadow: 0 14px 26px -14px rgba(255, 255, 255, .6);
}

.cover-card__media {
  position: relative;
  aspect-ratio: 4 / 3;
  border-radius: 22px;
  overflow: hidden;
  background: #dbe8f5;
  margin-bottom: 18px;
  box-shadow: 0 18px 34px -26px rgba(11, 59, 114, .9);
}
.cover-card__media--dark {
  background: #17518F;
  box-shadow: 0 18px 34px -26px rgba(6, 33, 74, .95);
}
.cover-card__media img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.cover-card__title {
  margin: 0 0 10px;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 23px;
  line-height: 1.15;
  color: var(--navy-900);
}
.cover-card__body {
  margin: 0;
  font-size: 16.5px;
  color: var(--ink-muted);
}

.coverage-split {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: clamp(24px, 3vw, 50px);
  align-items: center;
}
.coverage-split__media {
  min-width: 0;
  position: relative;
}
.coverage-split__frame {
  position: relative;
  border-radius: 32px;
  overflow: hidden;
  background: #dbe8f5;
  aspect-ratio: 4 / 3;
  box-shadow: 0 40px 70px -46px rgba(11, 59, 114, .9);
}
.coverage-split__frame img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}
.coverage-split__tag {
  position: absolute;
  right: 14px;
  bottom: -20px;
  background: rgba(255, 255, 255, .94);
  -webkit-backdrop-filter: blur(12px);
  backdrop-filter: blur(12px);
  border: 1px solid rgba(255, 255, 255, .95);
  border-radius: 22px;
  padding: 16px 20px;
  box-shadow: 0 28px 52px -24px rgba(11, 59, 114, .85);
  max-width: 17em;
}
.coverage-split__tag-text {
  margin: 0;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 18px;
  line-height: 1.3;
  color: var(--navy-900);
}

.coverage-split__copy { min-width: 0; }
.coverage-split__lede {
  margin: 0 0 26px;
  color: var(--ink-mid);
  max-width: 36em;
  text-wrap: pretty;
}
.coverage-split__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  align-items: center;
}
.coverage-split__phone {
  display: inline-flex;
  flex-direction: column;
  line-height: 1.2;
}
.coverage-split__phone a {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 18px;
  color: var(--navy-700);
  text-decoration: none;
  border-bottom: 1px solid #9FBBD6;
}
.coverage-split__phone span {
  font-size: 14px;
  color: var(--ink-muted);
}

/* ── Stats ────────────────────────────────────────────────────────────── */

.section--stats { padding-bottom: clamp(48px, 6vw, 80px); }

.stats {
  max-width: var(--max-w);
  margin: 0 auto;
  background: linear-gradient(150deg, rgba(233, 242, 252, .9), rgba(250, 252, 254, .9));
  -webkit-backdrop-filter: blur(10px);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(255, 255, 255, .9);
  border-radius: 34px;
  padding: clamp(26px, 3.4vw, 50px);
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 28px;
  box-shadow: 0 34px 64px -46px rgba(11, 59, 114, .85);
}
.stats__figure {
  margin: 0 0 6px;
  font-family: var(--font-display);
  font-weight: 900;
  font-size: clamp(34px, 3.4vw, 48px);
  letter-spacing: -.04em;
  color: var(--navy-900);
}
.stats__label {
  margin: 0;
  font-size: 16px;
  color: var(--ink-muted);
}

/* ── How it works ─────────────────────────────────────────────────────── */

.section--steps { padding-bottom: clamp(48px, 6vw, 84px); }

.h2--steps {
  margin-bottom: 34px;
  font-size: clamp(28px, 3.4vw, 46px);
}

.steps {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(270px, 1fr));
  gap: 22px;
}
.step {
  background: linear-gradient(170deg, rgba(255, 255, 255, .95), rgba(240, 247, 253, .95));
  border: 1px solid rgba(255, 255, 255, .9);
  border-radius: 30px;
  padding: 28px;
  box-shadow: 0 34px 60px -44px rgba(11, 59, 114, .9);
  transition: transform .4s var(--ease-card), box-shadow .4s ease;
}
.step:hover {
  transform: translateY(-6px);
  box-shadow: 0 44px 70px -40px rgba(11, 59, 114, .95);
}
.step__num {
  display: grid;
  place-items: center;
  width: 54px;
  height: 54px;
  border-radius: 18px;
  background: linear-gradient(150deg, var(--navy-600), var(--navy-900));
  color: var(--green-400);
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 22px;
  margin-bottom: 18px;
}
.step__title {
  margin: 0 0 8px;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 22px;
  color: var(--navy-900);
}
.step__body {
  margin: 0;
  font-size: 16.5px;
  color: var(--ink-muted);
}

/* ── FAQ ──────────────────────────────────────────────────────────────── */

.section--faq { padding-bottom: clamp(48px, 6vw, 84px); }

.faq {
  max-width: var(--max-w);
  margin: 0 auto;
  display: flex;
  flex-wrap: wrap;
  gap: clamp(24px, 3vw, 44px);
  align-items: flex-start;
}

.faq__rail {
  flex: 1 1 290px;
  min-width: 0;
  position: sticky;
  top: 104px;
  background: linear-gradient(160deg, var(--navy-400), var(--navy-900) 78%);
  border-radius: 34px;
  padding: clamp(26px, 2.6vw, 38px);
  box-shadow: 0 44px 80px -46px rgba(6, 33, 74, .95);
}
.faq__title {
  margin: 0 0 14px;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: clamp(28px, 2.9vw, 40px);
  line-height: 1.06;
  letter-spacing: -.032em;
  color: #fff;
  text-wrap: balance;
}
.faq__lede {
  margin: 0 0 24px;
  color: #C7DEF5;
  font-size: 17px;
}
.faq__rail-foot {
  display: grid;
  gap: 12px;
  border-top: 1px solid rgba(199, 222, 245, .25);
  padding-top: 22px;
}
.faq__rail-note {
  margin: 0;
  font-size: 16px;
  color: #DCEBFA;
}
.faq__rail-note a { color: var(--green-200); }
.faq__rail-note a:hover { color: var(--green-200); }

.faq__list {
  flex: 2.4 1 340px;
  min-width: 0;
  column-width: 330px;
  column-gap: 16px;
}
.faq__item {
  background: rgba(255, 255, 255, .94);
  -webkit-backdrop-filter: blur(10px);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(255, 255, 255, .95);
  border-radius: 24px;
  padding: 24px 26px;
  box-shadow: 0 26px 50px -46px rgba(11, 59, 114, .9);
  break-inside: avoid;
  margin-bottom: 16px;
  transition: transform .4s var(--ease-card), box-shadow .4s ease;
}
.faq__item:hover {
  transform: translateY(-3px);
  box-shadow: 0 32px 58px -38px rgba(11, 59, 114, .9);
}
.faq__q {
  margin: 0 0 9px;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 20px;
  line-height: 1.25;
  letter-spacing: -.015em;
  color: var(--navy-900);
}
.faq__a {
  margin: 0;
  font-size: 16.5px;
  color: var(--ink-muted);
}

/* ── Final CTA ────────────────────────────────────────────────────────── */

.section--cta { padding-bottom: clamp(48px, 6vw, 80px); }

.cta {
  position: relative;
  overflow: hidden;
  max-width: var(--max-w);
  margin: 0 auto;
  background:
    radial-gradient(700px 340px at 78% 8%, rgba(76, 229, 140, .22), rgba(76, 229, 140, 0) 62%),
    linear-gradient(150deg, var(--navy-600), var(--navy-900) 72%);
  border-radius: 40px;
  padding: clamp(34px, 4.8vw, 70px);
  text-align: center;
  box-shadow: 0 48px 90px -40px rgba(6, 33, 74, .95);
}
.cta__title {
  margin: 0 0 16px;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: clamp(28px, 3.6vw, 48px);
  line-height: 1.05;
  letter-spacing: -.032em;
  color: #fff;
  text-wrap: balance;
}
.cta__lede {
  margin: 0 auto 30px;
  color: #CFE0F2;
  max-width: 40em;
}
.cta__btn {
  display: inline-flex;
  align-items: center;
  gap: 16px;
  background: linear-gradient(150deg, var(--green-400), var(--green-600));
  color: var(--navy-900);
  text-decoration: none;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: clamp(20px, 2.2vw, 26px);
  padding: 10px 12px 10px 32px;
  border-radius: 999px;
  min-height: 68px;
  box-shadow: 0 26px 50px -24px rgba(36, 188, 105, .9);
  transition: transform .3s var(--ease-out), filter .3s ease;
}
.cta__btn:hover {
  color: var(--navy-900);
  filter: brightness(1.07);
  transform: translateY(-2px);
}
.cta__btn-stack {
  display: flex;
  flex-direction: column;
  line-height: 1.15;
  text-align: left;
}
.cta__btn-tty {
  font-size: 15px;
  font-weight: 400;
  color: var(--navy-900);
}
.cta__foot {
  margin: 24px 0 0;
  font-size: 16px;
  color: #CFE0F2;
}
.cta__foot a { color: var(--green-200); }
.cta__foot a:hover { color: var(--green-200); }

/* ── Footer ───────────────────────────────────────────────────────────── */

.site-footer {
  background: linear-gradient(180deg, var(--navy-800), #04162a);
  color: #DCE7F3;
  padding: clamp(40px, 5vw, 64px) var(--gutter) 40px;
}

.footer-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 12px 26px;
  padding-bottom: 26px;
  border-bottom: 1px solid var(--border-footer);
  font-size: 16px;
}
.footer-nav a { color: #BFD8EC; }
.footer-nav a:hover { color: #fff; }

.footer-legal {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 26px 40px;
  padding: 30px 0;
}
.footer-legal p {
  margin: 0;
  font-size: 15px;
  line-height: 1.6;
  color: #DCE7F3;
}
.footer-legal strong { color: #fff; }

.footer-meta {
  border-top: 1px solid var(--border-footer);
  padding-top: 22px;
  display: flex;
  flex-wrap: wrap;
  gap: 10px 28px;
  justify-content: space-between;
  font-size: 15px;
  color: #C2D5E6;
}
.footer-meta__id { font-family: var(--font-mono); }

/* ── Mobile call bar ──────────────────────────────────────────────────── */

.mobile-bar__spacer { height: 82px; }
.mobile-bar {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 55;
  background: rgba(6, 33, 74, .96);
  -webkit-backdrop-filter: blur(14px);
  backdrop-filter: blur(14px);
  border-top: 1px solid var(--border-footer);
  padding: 12px 16px;
}
.mobile-bar__btn {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 12px;
  min-height: 56px;
  padding: 12px;
  border-radius: 999px;
  background: linear-gradient(150deg, var(--green-400), var(--green-600));
  color: var(--navy-900);
  text-decoration: none;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 19px;
}
.mobile-bar__btn:hover { color: var(--navy-900); }
.mobile-bar__tty {
  font-size: 14px;
  font-weight: 400;
}

/* ── Motion ───────────────────────────────────────────────────────────── */

@keyframes floatY {
  0%, 100% { transform: translateY(0); }
  50%      { transform: translateY(-10px); }
}

@keyframes auroraDrift {
  0%, 100% { transform: translate3d(0, 0, 0) scale(1); opacity: .85; }
  50%      { transform: translate3d(4%, -3%, 0) scale(1.12); opacity: 1; }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation: none !important;
    transition: none !important;
  }
}

/* ── Narrow-viewport adjustments ──────────────────────────────────────── */

@media (max-width: 900px) {
  /* Once the FAQ rail wraps to full width, pinning it is meaningless. */
  .faq__rail {
    position: static;
    top: auto;
  }
}

/* Header: the full nav only fits on one row above ~960px. Below that, drop
   the text links (the fixed mobile call bar carries the primary CTA) and keep
   brand + call button on a single row so the pill stays a clean capsule. */
@media (max-width: 960px) {
  .nav-pill {
    flex-wrap: nowrap;
    gap: 12px;
  }
  .brand { min-width: 0; flex-shrink: 1; }
  .nav { flex: none; }
  .nav__link { display: none; }
}

@media (max-width: 560px) {
  .topbar {
    justify-content: center;
    text-align: center;
    gap: 2px 14px;
    padding-block: 7px;
    font-size: 14px;
    line-height: 1.35;
  }
  .topbar__contact {
    justify-content: center;
    gap: 2px 10px;
  }
  .topbar__hours { font-size: 13px; }

  .site-header { padding-block: 10px; }
  .nav-pill {
    gap: 8px;
    padding: 6px 6px 6px 10px;
  }
  .brand__logo { height: 34px; }

  /* The number + TTY are already in the top bar and the fixed call bar,
     so the header button collapses to a short "Call now". */
  .nav__call {
    gap: 8px;
    min-height: 44px;
    padding: 4px 4px 4px 16px;
  }
  .nav__call-number { font-size: 16px; }
  .nav__call-phone,
  .nav__call-tty { display: none; }
  .nav__call-now { display: inline; }
  .nav__call .arrow-circle {
    width: 36px;
    height: 36px;
  }
}

@media (max-width: 360px) {
  .brand__logo { height: 28px; }
}

@media (max-width: 760px) {
  .hero__float--left { left: 10px; }
  .hero__float--right { right: 10px; }
  .coverage-split__tag {
    right: 10px;
    max-width: 14em;
  }
}

/* ==========================================================================
   Legal / policy pages (privacy, terms, opt-out, do-not-call)
   Stub pages that exist so every link in the filed material resolves.
   ========================================================================== */

.section--legal {
  padding-block: clamp(32px, 5vw, 72px) clamp(48px, 7vw, 96px);
}

.legal {
  max-width: 760px;
}

.legal__pending {
  margin: 0 0 clamp(28px, 4vw, 44px);
  padding: 16px 18px;
  border: 1px solid var(--border-field);
  border-left: 4px solid var(--error);
  border-radius: 10px;
  background: var(--surface-field);
  color: var(--ink-mid);
  font-family: var(--font-body);
  font-size: 15px;
  line-height: 1.55;
}

.legal__pending strong { color: var(--error); }

.legal__title {
  margin: 10px 0 14px;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: clamp(30px, 4.6vw, 46px);
  line-height: 1.08;
  letter-spacing: -0.02em;
  color: var(--ink-strong);
}

.legal__summary {
  margin: 0 0 clamp(26px, 4vw, 40px);
  font-family: var(--font-body);
  font-size: clamp(16px, 1.6vw, 18px);
  line-height: 1.6;
  color: var(--ink-muted);
}

.legal__h2 {
  margin: clamp(26px, 3.4vw, 38px) 0 10px;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: clamp(19px, 2.1vw, 23px);
  line-height: 1.25;
  color: var(--ink-strong);
}

.legal__p {
  margin: 0 0 14px;
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.65;
  color: var(--ink-soft);
}

.legal__p--sm { font-size: 15px; color: var(--ink-muted); }

.legal__p a, .legal__back a { color: var(--link); }

.legal-form {
  margin-top: clamp(24px, 3vw, 34px);
  padding: clamp(20px, 3vw, 30px);
  border: 1px solid var(--border-consent);
  border-radius: 16px;
  background: var(--surface-consent);
}

.legal-form .legal__h2 { margin-top: 0; }
.legal-form .submit { margin-top: 6px; }

.legal__back {
  margin-top: clamp(34px, 4.5vw, 52px);
  font-family: var(--font-body);
  font-size: 16px;
}

/* Footer "Insurance Ad - No Government Affiliation" line. */
.footer-adline {
  margin: 0 0 14px;
  font-family: var(--font-mono);
  font-size: 12px;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--ink-faint);
}

/* A word, not a figure — keeps the stats band rhythm without the $0 glyph. */
.stats__figure--text { letter-spacing: -0.01em; }

/* Non-AEP enrollment notice, beneath the hero paragraph (spec §3.3). */
.hero__aep-notice {
  margin: -4px 0 22px;
  padding-left: 14px;
  border-left: 3px solid var(--border-ghost);
  font-family: var(--font-body);
  font-size: 15px;
  line-height: 1.55;
  color: var(--ink-muted);
}

/* ==========================================================================
   Benefits list — marketing page only (spec §4.2)
   ========================================================================== */

.section--benefits { padding-block: clamp(28px, 4vw, 56px); }

.benefits {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(230px, 1fr));
  gap: 14px 26px;
  margin: clamp(20px, 3vw, 32px) 0 0;
  padding: 0;
  list-style: none;
}

.benefit {
  display: flex;
  align-items: center;
  gap: 11px;
  padding: 15px 18px;
  border: 1px solid var(--border-consent);
  border-radius: 14px;
  background: var(--surface-field);
}

.benefit__tick {
  display: inline-flex;
  flex: 0 0 auto;
  align-items: center;
  justify-content: center;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: rgba(28, 139, 87, .12);
}

.benefit__text {
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.4;
  color: var(--ink-strong);
}

/* ==========================================================================
   Preview deployment banner (deployment: 'preview' only — never in production)
   ========================================================================== */

:root { --preview-banner-h: 26px; }

.preview-banner {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  height: var(--preview-banner-h);
  padding-inline: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
  white-space: nowrap;
  text-overflow: ellipsis;
  background: #7A1F12;
  color: #fff;
  font-family: var(--font-mono);
  font-size: 12px;
  letter-spacing: .04em;
}

/* Push the page, and everything pinned to the viewport top, below the banner. */
.is-preview { padding-top: var(--preview-banner-h); }
.is-preview .site-header { top: var(--preview-banner-h); }
.is-preview .faq__rail { top: calc(104px + var(--preview-banner-h)); }
@media (max-width: 480px) {
  .preview-banner { font-size: 10px; letter-spacing: .02em; }
}

/* Jornaya / TrustedForm <noscript> tracking pixels. The vendor markup is kept
   verbatim; this only takes the 1x1 images out of the page flow, so with
   scripting off they still load but no longer add a strip below the footer. */
body > noscript img {
  position: absolute;
  left: -9999px;
  width: 1px;
  height: 1px;
}